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Contractor Insurance
Everything a contractor has to carry
General liability that satisfies GCs and licensing, workers comp or a properly documented exemption, commercial auto for the trucks, inland marine for tools and equipment, builders risk for projects, and the license bonds your county requires. One office, one file, every certificate.
Certificates and compliance, same day
Contractors lose jobs waiting on paperwork. Certificates of insurance go out same-day, additional insureds are handled correctly, and we track subcontractor certificates so their payroll does not land on your workers comp audit.
Priced for how you actually work
Classification codes, payroll splits between field and office, and per-project builders risk all decide what you pay. We audit the codes and structure the program so you are not subsidizing risks you do not have.
What an independent broker does for you
As independent brokers we are not tied to one company. We shop multiple carriers, compare the quotes side by side, and place you with the one that fits your situation and budget. When the market moves, we re-shop it - you should never have to become an insurance expert to be treated like one.