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Transportation & Trucking Insurance
For-hire trucking is its own world
Motor carriers need primary auto liability at federally required limits, physical damage on the tractor and trailer, motor truck cargo for what you haul, and general liability for everything off the road. The filings (MCS-90, Form E) have to be right or you are not legal to run.
Owner-operators and small fleets
Whether you run under your own authority or leased to a carrier, we structure coverage to match - non-trucking liability and bobtail coverage for leased operators, full packages for independent authority, and growth-ready policies for small fleets adding trucks.
Cargo, reefer, and the fine print
Cargo policies differ enormously on refrigeration breakdown, theft, unattended vehicle exclusions, and commodity restrictions. Hauling the wrong load on the wrong form is an uncovered loss - we read the fine print before you need it.
What an independent broker does for you
As independent brokers we are not tied to one company. We shop multiple carriers, compare the quotes side by side, and place you with the one that fits your situation and budget. When the market moves, we re-shop it - you should never have to become an insurance expert to be treated like one.