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Cyber Liability Insurance
Small businesses are the preferred target
Attackers go where protection is thinnest. A ransomware note or a spoofed wire request can cost more than a fire - and your other business policies exclude it.
A response team, not just a check
Good cyber policies include forensics, legal counsel, required customer notification, credit monitoring, and business income while systems are down. Funds-transfer fraud coverage handles the fake-invoice wire that fools someone in accounting - the most common loss we see.
Cheap to buy, cheaper with basics
Small-business cyber premiums are modest, and carriers reward multi-factor authentication and good backups - things worth doing anyway. We will walk you through both sides.
What an independent broker does for you
As independent brokers we are not tied to one company. We shop multiple carriers, compare the quotes side by side, and place you with the one that fits your situation and budget. When the market moves, we re-shop it - you should never have to become an insurance expert to be treated like one.